Student Dental Insurance

2018-2019 Insurance Information

Eligibility

OHSU requires all eligible students to carry comparable dental insurance. All eligible students will be automatically enrolled in the Student Dental Insurance Plan and have the Student Dental Insurance Plan premium billed to their student account unless they have other comparable coverage and complete and are approved for a dental insurance waiver by the waiver deadline (note that this is a separate form from the medical insurance waiver).

For the 2018-2019 academic year, OHSU has partnered with PacificSource to offer its University Sponsored Dental Insurance Plan.

Questions about the dental plan and dental waiver?

You can contact the OHSU Human Resources Benefits Office as they are the main contact for all questions related to the student health and dental insurance plans. Please contact them at studentinsurance@ohsu.edu or by calling 503-494-7617 Option 4 if you have any questions about the waiver application process, plan costs, coverage information, help with claims and billing, assistance contacting PacificSource or USI (our health insurance broker), and anything else regarding the Student Health Insurance Plan or Student Dental Insurance Plan.

Enrollment Periods/Costs

2018-2019	Summer B	Fall	Winter	Spring/Summer	Spring Only**	Summer A
Term Dates	8/1/18-9/21/18	9/22/18-1/6/19	1/7/19-3/31/19	4/1/19-9/21/19	4/1/19-6/30/19	6/15/19-9/21/19
Dental Insurance Fee	$47.49	$111.12	$111.12	$111.12	$81.29	$90.42

Plan Details

Need info about your benefits? Contact PacificSource:

Qualifying Event

Qualifying Events

Eligible students who involuntarily lose coverage under another group insurance plan are also eligible to purchase the OHSU Student Health Insurance Plan. These students must provide USI with proof that they have lost insurance through another group (certificate and letter of ineligibility) within 30 days of the qualifying event. Students can contact USI at (800) 853-5899, Monday-Friday, 8:00am - 5:00pm. The effective date would be the later of: a) term effective date, or b) the day after prior coverage ends if enrollment request is received by within 31 days from loss of prior coverage. Payment for that term's coverage would be provided directly to USI.

Dependent Coverage

The University has resources available to students to help navigate dependent coverage options on the health insurance marketplace. To learn more, View PDF

Leave of Absence/Late Admit

Leave Of Absence-University Approved

If leave is declared after the 100% refund deadline: the student will remain covered through the rest of the term coverage period and can elect one additional term of coverage (per academic career) if the LOA is an approved medical leave. Enrollment and payment for this one term of dental leave coverage will be done directly through USI Insurance Services.

If leave is declared prior to the 100% refund deadline: the student will not be covered for the term UNLESS it is an OHSU approved medical leave. For those on an OHSU approved medical leave, they will have the option to enroll in the student dental insurance plan for the current term only. Enrollment and payment for the remainder of this term's coverage period will be done directly through Wells Fargo Insurance Services. The student will NOT be able to elect an additional term of coverage.

Previous enrollment in the prior term is required in order to qualify for a term of coverage for medical leave. A maximum of one term of dental leave health insurance coverage will be granted during your academic career.

Students who qualify for medical leave of absence coverage MUST enroll within 31 DAYS from their leave date.

Late Admit

Students that register after the 100% refund deadline will be enrolled in the whole term coverage period with backdated coverage from the start of this period. If they wish to waive out of the SDIP (Student Dental Insurance Plan), they will need to contact the JBT office for a paper waiver application form and have this completed within 7 days from the date they become enrolled. If all of the waiver information is not received within 7 days of the late enrollment, they will have to wait until the next term's waiver period to apply.